The Advantage Consumers Need

Most people don’t plan to fail, they fail to plan.

Today’s Financial Challenges

Forty-seven percent of workers  and/or their spouse have less than $25,000 in total savings and investments and 24% have less  than $1,000 in savings. Employee Benefit Institute, 2017 Retirement  Confidence Survey

Less than half of workers (41%)  report they and/or their spouse have not tried to calculate how much money they will need to have saved  by the time they retire so that they can live comfortably in retirement. Employee Benefit Research Institute, 2017 Retirement Confidence Survey

Only 18% of workers surveyed said they were ‘very confident’ about having enough money to live comfortably through retirement. Employee Benefit Research Institute, 2017 Retirement Confidence Survey

More than one-third of all working-age adults haven't managed to save any money toward retirement, according to a new survey by Bankrate.com. The personal finance site found that 26 percent of people 50-to-54-year-olds and 14 percent of those age 65 and older have no savings.

While 65 has been established as the retirement age, more Americans are working into their 70s.  USA Today.

The number of workers who are 75 and older has skyrocketed by 76.7% in the past two decades. USA Today 

A sizable portion of U.S. adults are not buying life insurance because in many cases it is too expensive, according to a new study.
Over one third of Americans (37 percent) do not have a life insurance policy, according to a recent survey sponsored by InsuranceQuotes, with the most commonly cited reason being that they cannot afford it.

Hi! My name is Darren. My wife Veronica and I started a financial services ministry in the Tampa/ Saint Petersburg area. In an effort to give back to the community, we are offering free financial education to individuals and groups. We are also offering a personalized financial needs analysis ( a personalized roadmap to your financial success) always free of charge. We are also offering our financial success guide - How Money Works - absolutely free upon request. To obtain a copy of the financial success guide, or for more info or to schedule an appointment, please call me at 727-280-3214 or email me at phirstimpressions@hotmail.com